Through our lives, most of us have experienced periods of time when extra money in our budgets was scarce. From the human perspective, this book first discusses and tells about the author's experiences with growing up in the 50's, her parents who lived during the depression, the people who have influenced her life as it relates to money and values, and lastly the stories of people today who have adjusted their lives to deal with tight times. The next five chapters talk about the ways people can save on their food budgets (recipes included) and everyday household expenses, the use of typical energy forms and their alternatives, the preservation of our environment, handling finances and keeping healthy during stressful times. Our nation is strong and we can come through these difficult times by using creativity, and practicing self-discipline, persistence, resiliency, hope and faith.